Dear Mrs. Dobbs,
We have noticed several lapses in your loan payment that has caused your account with our company to accumulate further interest.
Your total balance is now $2,250 plus 10% interest in the last 3 months.
We understand that temporary financial problems may affect timely payment of your balance. But we would like to encourage you to communicate with our account manager, perhaps a restructuring of your payment plan is in order. A restructuring can help you defer payments for a certain period of time.
Please let us know how we can assist you in the management of your account.
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