Re: Collection
Dear Sir/Madam:
I am writing to advise you that at the current time I am unable to pay this debt as my only source of income is (name specifically, unemployed, pension, welfare etc).
I am requesting that pursuant to the Fair Debt Collection Practices Act, you cease and desist all telephone calls and correspondence by mail.
If I acquire funds, I will pay the debt.
Sincerely,
Letterbarn
http://letterbarn.blogspot.com/
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